Were you injured in a car accident in Illinois involving a driver insured by Nationwide? You may be entitled to compensation, but insurance companies do not always make the process easy. Zayed Law Offices Personal Injury Attorneys can help you protect your rights and pursue the full value of your claim. Contact us today at (312) 726-1616 for a free consultation.
Our car accident lawyers are some of the most respected in the state, with decades of combined experience and over $100 million recovered for our clients. We’ve gone up against powerful insurance companies time and time again and are confident we can do the same for you.
How Can Zayed Law Offices Personal Injury Attorneys Help With Your Nationwide Insurance Claim in Illinois?
Filing an auto insurance claim might seem like a simple process on the surface, but Nationwide’s adjusters are trained to protect the company’s profits above all else. That means they’ll do whatever they can to minimize the value of your claim. Hiring an experienced personal injury lawyer with Zayed Law Offices Personal Injury Attorneys will allow you to level the playing field.
When you hire our experienced legal team, we can:
- Review your Nationwide policy and identify all of the available coverage
- Investigate your accident and gather supporting evidence
- Calculate the true value of your injuries and losses
- Handle all of the communications with Nationwide’s adjusters
- Push back against lowball offers and delay tactics
- File a lawsuit if Nationwide refuses to be fair
We have a longstanding track record of success in personal injury cases that you can depend on. Reach out to our law offices today to get started with a free consultation.
Common Tactics Nationwide May Use to Reduce Your Claim
Nationwide, like most large insurers, has a playbook when it comes to handling injury claims. Knowing what these tactics are ahead of time can help you avoid costly mistakes during the process.
Some of the most common strategies Nationwide may use include:
- Offering a fast settlement before you know the full extent of your injuries
- Requesting a recorded statement that they can use against you later
- Arguing that your injuries were pre-existing or unrelated to the crash
- Disputing the amount of medical treatment you received
- Claiming you were partially at fault for the accident
- Delaying the process in hopes that you’ll accept a lower offer
Once you accept a settlement agreement and sign a release, you give up the right to seek any additional money for that accident. That’s why it’s important to have an attorney review any offer before you agree to anything. Our lawyers can make sure you aren’t leaving compensation on the table.
Filing a Claim Against Your Own Nationwide Policy
In some situations, you may need to file a claim under your own Nationwide policy rather than the other driver’s. This is common when the at-fault driver doesn’t have insurance or doesn’t carry enough coverage to pay for your losses.
If you carry uninsured and underinsured motorist coverage (UM/UIM) through Nationwide, which insurance companies must offer under state law, that policy may help fill the gap. You may also have medical payments coverage (MedPay) that can cover a portion of your medical bills regardless of who caused the crash.
Although Nationwide is your own insurer in this situation, they still have a financial interest in paying you as little as possible. In fact, in some cases, a first-party claim can sometimes be just as contentious as going against the other driver’s carrier. Having a car accident lawyer involved from the start helps make sure your own policy benefits are fully honored.
What Damages Can I Recover After a Car Accident in Illinois?
If you file a personal injury claim or lawsuit after a car accident in Illinois, you may be able to recover both economic and non-economic damages.
Economic damages cover your financial losses, such as:
- Medical bills
- Future treatment costs
- Lost wages and reduced earning capacity
- Property damage
- Out-of-pocket expenses
Non-economic damages address the personal impact of the crash, including:
- Pain and suffering
- Emotional distress
- Loss of quality of life
- Long-term physical limitations
Punitive damages might also be available, but only in rare cases that make it to trial and that involve egregious misconduct from the responsible party.
Contact Our Illinois Car Accident Attorneys for Help With Your Nationwide Auto Insurance Claim
Dealing with Nationwide after a car accident in Illinois can be a frustrating and drawn-out process when you’re trying to recover from your injuries at the same time. Zayed Law Offices Personal Injury Attorneys is here to take as much stress off your plate as we can.
Contact our Illinois car accident lawyers today for a free consultation. We work on a contingency fee basis, so you only pay attorney’s fees if we win compensation for you.
