Dealing with an insurance company after an accident or injury can be frustrating. It is even more challenging when they refuse to fulfill their obligations or act in bad faith. For help if you are experiencing these issues in Joliet, Illinois, contact Zayed Law Offices Personal Injury Attorneys at (815) 726-1616.
Bad faith insurance practices occur when an insurer fails to honor the terms of the policy, delays payments, or engages in deceptive or unfair tactics. If you feel that an insurance company is treating you unfairly, you may be entitled to compensation through a bad faith insurance claim.
We are dedicated to protecting your rights and holding insurance companies accountable. Contact us today to schedule a free consultation with a Joliet bad faith insurance lawyer.
Why Choose Zayed Law Offices Personal Injury Attorneys To Help With Your Bad Faith Insurance Claim in Joliet?
At Zayed Law Offices Personal Injury Attorneys, we have built a reputation for providing aggressive, client-centered legal representation. We are equipped to handle even the most complex bad faith insurance cases in Joliet, IL, as well as throughout the state.
Here’s why you should choose us:
- Decades of legal experience: With decades of experience in insurance law and personal injury claims, we know how to navigate the intricacies of bad faith insurance disputes and fight for your rights.
- Proven success: We have recovered more than $100 million for our clients. We secure favorable outcomes in even the most challenging cases.
- Client-focused approach: Our attorneys take the time to understand your unique situation and provide personalized legal strategies to achieve the best possible outcome.
- Aggressive representation: We are not afraid to stand up to insurance companies and their tactics. We will aggressively pursue your claim to ensure you receive the compensation you are owed.
Our team has the experience, proven results, and aggressive approach needed to handle bad faith insurance claims. We’re dedicated to giving you the personalized attention your case deserves. Contact us today to schedule a free consultation with a Joliet personal injury attorney.
What Is Bad Faith in an Insurance Claim?
An insurance company acts in bad faith when it fails to fulfill its obligations to policyholders in a fair and reasonable manner. This can include denying a legitimate claim, failing to investigate claims adequately, or offering an unreasonably low settlement. Insurers are legally obligated to act in the best interest of their clients. When they breach this duty, they can be held accountable for bad faith.
Examples of Bad Faith Insurance Practices
Some common examples of bad faith insurance practices include:
- Unjustified denial of claims: The insurer refused to pay a claim without providing valid reasons or failed to investigate it properly.
- Delays in payment: The insurer delays payment for an unreasonable amount of time, hindering the policyholder’s ability to cover medical bills, repairs, or other costs.
- Lowball offers: The insurer offers a settlement that is far below the actual value of the claim in an attempt to pressure the policyholder into accepting less than they deserve.
- Failure to defend: In liability insurance cases, the insurer may fail to provide a proper defense or coverage when required by the policy.
Bad faith insurance practices are serious violations of an insurer’s contractual obligations. If an insurer fails to pay, delays your claim, or offers an insufficient settlement, they may be acting in bad faith and should be held accountable.
How To Recognize Bad Faith Insurance Practices
Identifying bad faith insurance practices can help you determine whether you are being treated unfairly. Below are signs that your insurer might be engaging in bad faith:
- Unreasonable claim denials: If the insurer refuses to pay your claim without a valid reason or explanation.
- Excessive delays: If the insurer delays processing your claim without just cause.
- Failure to communicate: If your insurance adjuster fails to return calls, answer emails, or provide necessary updates about your claim.
- Misrepresentation of policy terms: If the insurer intentionally misrepresents the terms of your policy to avoid paying a claim.
If you notice any of these signs, it’s essential to take action and seek legal advice. A Joliet bad faith insurance lawyer can help you understand your options and pursue the compensation you are entitled to.
What Compensation Is Available to Victims of Bad Faith Insurance Practices in Joliet?
If an insurance company is found to have acted in bad faith, victims may be entitled to a range of damages under Illinois law. These typically fall into three main categories: economic damages, non-economic damages, and—in exceptional cases—punitive damages.
Economic damages cover the quantifiable financial losses caused by the insurer’s misconduct, such as unpaid insurance benefits and legal fees. Non-economic damages, on the other hand, compensate for the emotional and psychological impact of the insurer’s bad faith actions, including emotional distress caused by the bad faith.
Punitive damages may be awarded in rare cases where the insurer’s behavior is especially egregious or malicious. These damages are designed not to compensate the victim directly, but to punish the insurer and deter similar conduct in the future.
How a Personal Injury Lawyer Can Help With Your Bad Faith Insurance Claim
At Zayed Law Offices Personal Injury Attorneys, we have the experience and resources to handle bad faith insurance claims effectively. If you believe your insurer is acting in bad faith, our team is here to help you:
- Gather the necessary evidence
- Negotiate with the insurance company
- Take legal action to recover the compensation you deserve
We can help with every step of your bad faith insurance claim. We have the skills to investigate, negotiate, and litigate. Our experienced attorneys are dedicated to securing the best possible outcome for you.
Schedule a Free Consultation With Zayed Law Offices Personal Injury Attorneys Today
If you believe that your insurance company is acting in bad faith in Joliet, IL, don’t wait to take action. Contact Zayed Law Offices Personal Injury Attorneys today for a free, no-obligation consultation with a Joliet bad faith insurance lawyer.
Our team will review your case, explain your legal options, and help you get the compensation you deserve.
