Allstate: Worst Insurance Company For Consumers

Navigating the aftermath of an accident or injury can be challenging. It often involves filing a claim with an insurance company. Dealing with these companies can be difficult, especially if you’re trying to focus on healing and recovery.

For many injured people, navigating claims with Allstate, one of the largest insurance providers in the United States, proves particularly frustrating. For various reasons, it’s been named one of the worst insurance companies for consumers. 

An experienced personal injury attorney can help you pursue an Allstate insurance claim and protect your right to fair compensation.

About Allstate Insurance Company

Allstate Insurance Company is a major player in the insurance industry. It offers many insurance products, including auto, home, and life insurance. Despite having popularity in the United States, Allstate has frequently been criticized for how it handles claims, including those involving personal injury.

Allstate’s Claims Handling Practices in Illinois

There have been several examples in recent years that highlight failures with Allstate’s claims handling practices. Insurers like Allstate have a duty of good faith, meaning they must honestly investigate and pay your claim. Additionally, they cannot mislead you in the process. 

Unfortunately, there have been many instances of Allstate engaging in bad faith. This encompasses a wide range of dishonest and neglectful behaviors and strategies. It can be devastating if it happens to you or a loved one.

Here are some common tactics that make Allstate bad for consumers:

The Delay, Deny, Defend Strategy

Allstate has been accused of not handling claims fairly or in good faith. Examples include unnecessarily delaying the investigation of claims or denying covered claims without a proper justification. 

These tactics are burdensome for accident victims who need timely settlements to cover medical expenses and other losses. If coverage is improperly denied, an accident victim may be left without compensation for their injuries, property damage, or other losses.

Lowball Settlement Offers

Allstate is known for offering lowball settlement offers. There have been lawsuits accusing Allstate of offering settlements far below what an accident victim is entitled to. This practice puts financial pressure on victims to accept less than their claim’s worth. This deprives them of compensation and negatively impacts their recovery.

Using Electronic Software

Allstate uses software programs to assess injury claims. This automated process ignores injuries commonly sustained in personal injury cases, like pain and suffering. Computerized systems may lead to undervalued offers that ignore emotional distress, pain, suffering, or other trauma from an accident.

How a Skilled Personal Injury Lawyer Can Assist With an Allstate Insurance Claim

An Illinois personal injury lawyer can help you overcome these tactics. Attorneys offer the support and advocacy you need to fight against insurance companies like Allstate. 

An experienced personal injury lawyer can help:

  • Navigate the Insurance Claims Process: It can be difficult to understand the ins and outs of the Allstate claims process. This can make filing a successful personal injury claim overwhelming for many injured clients. A skilled lawyer can help you file a claim, collect evidence, and advocate persuasively. 
  • Negotiate Fair Settlements: Lawyers are skilled negotiators. Many personal injury claims are resolved through settlements, so strategic negotiations with insurance companies are vital for fair compensation.
  • Litigate if Necessary: An Illinois personal injury attorney can take your claim to court if a fair settlement cannot be reached. They can help you fight for rightful compensation for injuries, lost wages, and other damages.

It’s best to consult an experienced attorney before beginning the negotiation process with an insurance provider like Allstate. Your lawyer will communicate on your behalf and protect your rights throughout the legal process.

Contact an Experienced Joliet Personal Injury Lawyer From Zayed Law Offices Personal Injury Attorneys For Help Dealing With Allstate

If you or a loved one has suffered a personal injury, dealing with an Allstate insurance claim can be an added layer of challenge and frustration. A Joliet personal injury attorney can help you file and pursue your insurance claim for just compensation. Schedule a free consultation today if you or a loved one have been injured.

For more information, please contact the experienced Joliet personal injury lawyers at Zayed Law Offices Personal Injury Attorneys today. We offer free consultations.

We proudly serve Cook County, Will County, Kendall County, and its surrounding areas:

Zayed Law Offices Personal Injury Attorneys – Chicago Office
10 S La Salle St STE 1230, Chicago, IL 60603
(312) 726-1616

Zayed Law Offices Personal Injury Attorneys – Joliet Office
195 Springfield Ave, Joliet, IL 60435
(815) 726-1616